"It's better to have it and not need it, than to need it and not have it!" - Woodrow F.

What is Credit Restoration?

Any attempt in reviewing, disputing, and/or verifying credit report information in an effort to update and/or improve a credit profile is credit restoration or credit repair.

What do we do & How does this work?

Credit differs by each individual so each plan is tailored and customized to you! A typical outline of our service includes:

  • Discovery call: A telephonic call is scheduled to gather pertinent information relating to your credit profile. We will address any questions you have regarding the credit program, and explain our process thoroughly.
  • Credit Analysis: A tri-merge review of every line item on your credit reports is completed. We will discuss what is helping and hurting your credit score and propose a course of action to improve your credit health.
  • Plan of Action: An appropriate plan of action will be recommended based on credit report findings and should you choose to work with us we will welcome you on the road to achieving elite credit!

What programs are available?

Individual Plan

Estimated Time Investment

3 – 12 Months

Set Up Fee: $84.95

$99.95/month

We will dispute: 

  • Inaccurate/adverse accounts
  • Inaccurate inquiries
  • Inaccurate judgments

Couple & Bestie Plan

Estimated Time Investment

3 – 12 Months

Set Up Fee: $164.95

$169.95/month

We will dispute: 

  • Inaccurate/adverse accounts
  • Inaccurate inquiries
  • Inaccurate judgments

Pay-By-Deletion

Estimated Time Investment

Pay as you receive results

Set Up Fee: $84.95

$299.95/deletion

This service is for those who do not need to be enrolled in a program. Targeted inaccurate accounts will be disputed with the reporting agency (agencies) and once the inaccurate account(s) are deleted, client will be invoiced. 

Each program includes monthly check-in information, account status updates, and financial / credit improvement tips.

Can I choose a program?

Programs are recommended by the credit counselor.

A La Carte Services

Elite Credit Analysis

$185

A tri-merge review of every line item on your credit reports is completed. We will discuss what is helping and hurting your credit score and propose a course of action to improve your credit health.

The Gold Print

$100

A self-directed Debt Management Plan. This is for those who have debt and cannot see the end of the tunnel. This plan will outline a repayment strategy from start to finish to get you out of that debt tunnel and on the road to keeping more of your income!

Empowerment Plan

$100

A comprehensive look at your monthly income, expenses, and debts. This foundational Information Is used to construct a fluid financial plan that actively meets your goals.

Schedule a Discovery Call Today

Elite Financial Consulting, LLC does not guarantee account removal nor do we participate in any unscrupulous tactics to remove accurate credit accounts.

CCA Crest